Broker Check
The Advisory Group

Three-Step Review

Our three-step review is designed to help assure that your retirement and investment plans are focused on your concerns and desires.

The first step is to review your tax return and evaluate your current tax situation, including identifying phantom income, incorrect uses of taxable and tax deferral strategies, and any missed opportunities for offsetting gains and losses. In this step, we can help you implement a strategy to lower or eliminate your taxes and find the money falling through the cracks.

The second step is an income analysis to determine if you are using your income sources properly and in the most tax-efficient method. We will also determine if you have adequate income to meet your future needs and the ever increasing cost of inflation.

The third step is a risk analysis to ensure your investment risk exposure aligns with your comfort level and with your investment allocation strategies. Often, people make poor decisions and receive low rates or incur losses because they are taking more risk than they are comfortable with. A simple set of questions we use in our three-step review will help assure you of what your risk comfort level is and help you avoid losses you are not prepared to handle or were not aware of.

Through our three-step review, you can learn what questions to ask before making any financial decisions and identify ways to assure your decisions are in your best interest. We will also help you determine what your next steps should be or what other areas need review, such as your estate plan, long-term care issues, charitable planning, and more. Contact us today to learn how our no obligation, three-step review can help you with your specific concern or situation.